If you want a clear, honest picture of your financial future — and you're prepared to spend 30 minutes entering your figures — giltedge is for you. It's built for people who are planning for retirement, thinking about a significant financial event, or who simply want to understand where they stand. If you've ever stared at a spreadsheet and wondered "but will I actually be okay?" — this is for you

A spreadsheet does what you tell it. giltedge models 50 years of tax, inflation, pension drawdown, mortgage rundown, asset growth and cashflow — and updates everything instantly when you change a single figure. It knows about PAYE, SIPP drawdown, ISA wrappers, IHT thresholds and State Pension. Your spreadsheet doesn't. It's not a spreadsheet. It's a financial engine.

No. If you know your salary, your pension value and your mortgage balance, you can get started in under 30 minutes. giltedge handles the complex modelling — tax calculations, inflation adjustments, asset growth projections — so you don't have to. You just need to know your numbers.

Yes. Your data is stored securely, encrypted at rest and in transit. We don't sell it, share it, or use it for any purpose other than running your projection. We don't run ads. We don't have investors to feed. You pay for a subscription — and your data stays yours.

You'll be asked to choose a plan — £15 per month, or £150 per year If you decide giltedge isn't for you, simply don't subscribe. No charge, no awkward cancellation process. We'd love to know why though…

hello@getthegiltedge.co.uk

Accessibility Statement

giltedge is committed to making our website and application accessible to everyone, regardless of ability or technology.

What we're doing

We aim to meet the Web Content Accessibility Guidelines (WCAG) 2.1 at Level AA. In practice this means:

— Sufficient colour contrast throughout the app and website

— Text that can be resized without loss of functionality

— Clear, consistent navigation

— Descriptive alt text on images

— Keyboard-navigable interface

— No content that flashes or strobes

Current status

We are a small team and accessibility is an ongoing commitment rather than a completed checklist. We believe the app meets Level AA for the majority of users and use cases. If you encounter a barrier, we want to know about it.

Known limitations

Some data-heavy tables in the app work best on wider screens. We are aware of this and working to improve the mobile experience for complex data views.

Get in touch

If you experience difficulty accessing any part of giltedge, please contact us at hello@giltedge.app and we will do our best to help — whether that means providing information in an alternative format, adjusting the experience, or simply answering a question.

We aim to respond to accessibility queries within 5 working days.

Last updated: September 2026