What's coming in Q4.
We launched today. Here's what we're building next — GE Rating, Tax Module II, and the features already in progress for December.
Your year in money
Most financial planning conversations focus on the big numbers - your pension pot, your target retirement age, your expected income. What gets talked about less is what retirement actually feels like to manage from month to month. Where does the money come from each month? What happens when outgoings exceed income? Who's keeping an eye on it?
Launch Announcement
giltedge is open. A 50-year financial projection, built around your life. George is ready. Here's everything you need to know to get started.
The 4% rule — does it actually work in the UK?
The most-quoted rule in personal finance. Here's what it gets right, what it gets wrong for UK retirees, and what to use instead.
UK pension drawdown tax — what do you actually pay?
The 25% tax-free rule is the part everyone knows. Here's what happens to the other 75% — and the emergency tax problem that catches people out.
How much do I need to retire in the UK?
The most-searched retirement question in the UK — and why the standard answers don't apply to you. Here's how to find your actual number.
One week to go.
giltedge launches on 1 September. Here's what you'll find on day one — and why we think it's worth the wait.
That golf trip made me think…
The golf trip made Garry think about his finances . Garry is 50, single, and was coasting. A golf trip with old friends made him face a question he'd been avoiding. Here's what he found when he actually looked.
The mortgage, the pension, the plan.
Sally is 57 and wants her mortgage gone before she retires. Here's how she found out it was possible — and exactly how much it would take.
One last holiday, just the two of us.
A holiday to Croatia - can you afford it ? Lucy and James are expecting their first child. They wanted one last trip together. Here's how they confirmed they could actually afford it — with real numbers.
We retired at 60. Now what?
Could you see New Zealand in your financial horizon? Molly and Jeffrey retired at 60 with no mortgage and two pensions. The question wasn't whether they'd done it — it was whether they'd done enough.
The spreadsheet that knew too much…
Read how John was able to replace the sheet he had spent a decade building - his perfect financial spreadsheet. Here's why he finally found something better — and the one feature that made the difference.
Will the money be there?
When their daughter got engaged, Alex and Sarah had one question: will the money actually be there when we need it? Not roughly. Exactly.
How many more Monday mornings?
Steve knew his pension was decent. He knew his expenses. What he didn't know was the one number that actually mattered — when he could stop.